Terms
Last updated 21 September 2026. These terms apply to zfolio.fun and everything reachable from it. By using the site you agree to them. If you do not agree, do not use it.
1. What Zfolio is
Zfolio is an interface. It lets you compose a basket of tokenized stocks, launch a coin whose curve is denominated in that basket, and trade coins launched here. The launching and trading are done by smart contracts on a public blockchain. We do not hold your coins, your basket units or your wallet keys, and we cannot move them for you.
2. Who may use it
You must be of legal age where you live and legally allowed to use services like this one. You may not use Zfolio if you are in, or a resident of, a place where launching or trading such tokens is prohibited, or if you are subject to sanctions. It is your job to know the rules that apply to you.
3. Launching and paying in ZEC
A launch is paid for in ZEC, sent to the single address shown to you, within the time shown. Send the amount shown, from a wallet you control, on the Zcash network only. If a payment arrives late, short, or cannot be used, it is returned to the refund address you gave, less network costs. Once a payment has launched a coin it cannot be reversed or refunded. Paying in ZEC pays for the launch; it does not make the coin a Zcash asset, and the coin is not backed by ZEC.
4. Trading, fees and the curve
Every trade after launch is signed from your own wallet. Prices come from a bonding curve and move with every buy and sell. A creator fee of 2% applies to every trade and goes to the address the founder set; it becomes claimable once the raise target is reached. Network fees are yours to pay. Transactions on a blockchain are final: we cannot cancel, reverse or edit them.
5. What you may not do
Do not use Zfolio to break the law, to launch a coin that impersonates a person, company or fund, to infringe somebody else’s name or mark, to manipulate a market, or to interfere with the site or the contracts. We may hide a coin from this interface if it does any of that. Hiding it here does not remove it from the chain.
6. Risks you accept
Coins launched here can lose all of their value. Backing describes what the curve holds; it is not a floor, a guarantee or insurance. Tokenized stocks are issued by third parties and can be suspended, repriced or redeemed under their issuer’s terms. Smart contracts can contain faults. Founders owe you nothing beyond what the contracts enforce. Nothing on this site is investment, legal or tax advice, an offer of securities, or a recommendation to buy anything.
7. No warranty, limited liability
The site is provided as it is, without warranties of any kind. To the fullest extent the law allows, we are not liable for lost profits, lost tokens, failed or delayed transactions, third-party services, or anything outside our reasonable control.
8. Third parties and names
Zfolio is not affiliated with Zcash, Electric Coin Company, the Zcash Foundation, or any company whose stock appears in a basket. Ticker symbols and company names are used only to describe what a basket contains.
9. Changes and contact
We may change the site or these terms; the date above changes when we do, and continuing to use the site means you accept the new version. Questions reach us on X at @zfoliodotfun.